216 Magnolia AveMc LainMS39456
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 216 Magnolia Ave, Mc Lain, MS, 39456 in Mc Lain earns a 9.29% gross yield at $138,000. Rent of $1,011/mo nets $224/mo after the $621/mo mortgage. The 1.63 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $38,127 and $1,271/yr in equity accumulation project a total cumulative return of $62,968.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.3% | 6.2% |
| Monthly Cash Flow | $224 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,011 |
| Total Monthly Debt Service | $790 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39456, Mc Lain, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 610 (100%) |
| Owner Occupied HU | 418 (68.5%) |
| Renter Occupied HU | 56 ( 9.2%) |
| Vacant Housing Units | 136 (22.3%) |
| Median Home Value | $128,261 |
| Average Home Value | $181,208 |
Housing Distribution
Address Breakdown
Residential
458
Single Family
458
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1980
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39456, Mc Lain, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 610 (100%) |
| Owner Occupied HU | 418 (68.5%) |
| Renter Occupied HU | 56 ( 9.2%) |
| Vacant Housing Units | 136 (22.3%) |
| Median Home Value | $128,261 |
| Average Home Value | $181,208 |
Housing Distribution
Address Breakdown
Residential
458
Single Family
458
Multi-Family
0
Businesses
15
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stacy Creel • Fred Buhrer Real Estate, Inc.
Mls Name: HSMLS
Mls Provider:
Mls ID: #142352
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.