7414 M 65PosenMI49776
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 7414 M 65, Posen, MI, 49776 in Posen: $1,626/mo in rent, $472/mo in net income, 11.15% gross yield, 2.07 DSCR, all at $175,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $48,349 in appreciation and $1,612/yr in principal paydown projects total cumulative return of $97,065.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 8.0% |
| Monthly Cash Flow | $472 | $850 |
City averages based on Posen market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,626 |
| Total Monthly Debt Service | $1,084 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1955
3.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49776, Posen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,065 (100%) |
| Owner Occupied HU | 671 (63.0%) |
| Renter Occupied HU | 82 ( 7.7%) |
| Vacant Housing Units | 312 (29.3%) |
| Median Home Value | $169,901 |
| Average Home Value | $206,401 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
750
Multi-Family
24
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1955
3.54 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49776, Posen, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,065 (100%) |
| Owner Occupied HU | 671 (63.0%) |
| Renter Occupied HU | 82 ( 7.7%) |
| Vacant Housing Units | 312 (29.3%) |
| Median Home Value | $169,901 |
| Average Home Value | $206,401 |
Housing Distribution
Address Breakdown
Residential
774
Single Family
750
Multi-Family
24
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices