732 Almond AveArbuckleCA95912
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 5.79% gross rental yield, 732 Almond Ave, Arbuckle, CA, 95912 in Arbuckle is priced for capital growth, not immediate cash flow. The $659,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $182,070 by year five, with $6,069/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (1.07) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $192,182.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.8% | 6.0% |
| Monthly Cash Flow | $(897) | $1,200 |
City averages based on Arbuckle market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,180 |
| Total Monthly Debt Service | $3,814 |
| DSCR Ratio | 0.83x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
4.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95912, Arbuckle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,798 (100%) |
| Owner Occupied HU | 1,071 (59.6%) |
| Renter Occupied HU | 587 (32.6%) |
| Vacant Housing Units | 140 ( 7.8%) |
| Median Home Value | $496,667 |
| Average Home Value | $557,138 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
773
Multi-Family
86
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
4.88 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95912, Arbuckle, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,798 (100%) |
| Owner Occupied HU | 1,071 (59.6%) |
| Renter Occupied HU | 587 (32.6%) |
| Vacant Housing Units | 140 ( 7.8%) |
| Median Home Value | $496,667 |
| Average Home Value | $557,138 |
Housing Distribution
Address Breakdown
Residential
859
Single Family
773
Multi-Family
86
Businesses
118
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices