72541 Shell DrMeccaCA92254
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 72541 Shell Dr, Mecca, CA, 92254 in Mecca deserves attention. This $385,000 property earns $4,645/mo in rent, a 14.48% gross yield, and nets $2,264/mo after the $1,731/mo payment. DSCR 2.68 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $106,368 compounds alongside $3,546/yr in yearly equity build, for a total cumulative return of $291,652.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 14.5% | 8.0% |
| Monthly Cash Flow | $2,264 | $1,500 |
City averages based on Mecca market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,645 |
| Total Monthly Debt Service | $2,229 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1981
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1981
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92254, Mecca, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,086 (100%) |
| Owner Occupied HU | 1,576 (51.1%) |
| Renter Occupied HU | 1,347 (43.6%) |
| Vacant Housing Units | 163 ( 5.3%) |
| Median Home Value | $178,916 |
| Average Home Value | $257,486 |
Housing Distribution
Address Breakdown
Residential
2,127
Single Family
1,954
Multi-Family
173
Businesses
53
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices