725 W Horseshoe TrlEdelsteinIL61526
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 725 W Horseshoe Trl, Edelstein, IL, 61526 in Edelstein speaks for itself: 15.31% gross on a $241,500 price, generating $3,082/mo in rent and $1,407/mo in net income after the $1,086/mo debt service. DSCR 2.84, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $16,878 stacks alongside $66,722 in projected five-year appreciation and $2,224/yr in principal reduction. Projected total cumulative return: $182,898.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.3% | 7.0% |
| Monthly Cash Flow | $1,407 | $250 |
City averages based on Edelstein market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,082 |
| Total Monthly Debt Service | $1,579 |
| DSCR Ratio | 1.95x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1977
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61526, Edelstein, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 376 (100%) |
| Owner Occupied HU | 308 (81.9%) |
| Renter Occupied HU | 29 ( 7.7%) |
| Vacant Housing Units | 39 (10.4%) |
| Median Home Value | $252,817 |
| Average Home Value | $276,291 |
Housing Distribution
Address Breakdown
Residential
395
Single Family
395
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1977
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61526, Edelstein, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 376 (100%) |
| Owner Occupied HU | 308 (81.9%) |
| Renter Occupied HU | 29 ( 7.7%) |
| Vacant Housing Units | 39 (10.4%) |
| Median Home Value | $252,817 |
| Average Home Value | $276,291 |
Housing Distribution
Address Breakdown
Residential
395
Single Family
395
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephen Schauble • The Royal Realty Company Illin
Mls Name: RMLS Alliance
Mls Provider:
Mls ID: #PA1257685
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.