723 Taylor St #201San FranciscoCA94108
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 723 Taylor St #201, San Francisco, CA, 94108 in San Francisco: $3,356/mo in rent, $358/mo in net income, 10.43% gross yield, 1.93 DSCR, all at $386,023. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $106,651 in appreciation and $3,555/yr in principal paydown projects total cumulative return of $172,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 4.5% |
| Monthly Cash Flow | $358 | $2,800 |
City averages based on San Francisco market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,356 |
| Total Monthly Debt Service | $2,844 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2010
2,871 sqft lot
$N/A/sqft
$443 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2010
2,871 sqft lot
$N/A/sqft
$443 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 94108, San Francisco, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,042 (100%) |
| Owner Occupied HU | 812 ( 9.0%) |
| Renter Occupied HU | 6,840 (75.6%) |
| Vacant Housing Units | 1,390 (15.4%) |
| Median Home Value | $1,633,681 |
| Average Home Value | $1,580,785 |
Housing Distribution
Address Breakdown
Residential
7,620
Single Family
468
Multi-Family
7,152
Businesses
2,257
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices