71 E 77th St APT 3CNew YorkNY10075
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 71 E 77th St APT 3C, New York, NY, 10075 in New York. Priced at $1,095,000, it generates $14,860/mo in gross rent and $4,837/mo in net monthly cash flow, a 16.28% yield that comfortably supports the 3.02 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $58,048. Five-year appreciation: $302,528. Equity from principal paydown: $10,085/yr. Total projected cumulative return: $740,641.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.3% | 4.8% |
| Monthly Cash Flow | $4,837 | $28,500 |
City averages based on New York market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $14,860 |
| Total Monthly Debt Service | $9,587 |
| DSCR Ratio | 1.55x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1928
N/A lot
$N/A/sqft
$2,710 monthly HOA
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1928
N/A lot
$N/A/sqft
$2,710 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices