7001 Watersville RdMount AiryMD21771
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingFor first-time U.S. investors or those diversifying conservatively, 7001 Watersville Rd, Mount Airy, MD, 21771 in Mount Airy offers a clean, manageable entry. Rental yield 6.24%. DSCR 1.16 qualifies for Ziffy Mortgage's no-W2 mortgage for non-U.S. residents. Long-term: 5% annual appreciation projects $207,184 in additional property value over five years, with $6,907/yr in principal equity building ownership stake. Total projected cumulative return: $235,448.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.2% | 5.4% |
| Monthly Cash Flow | $(762) | $250 |
City averages based on Mount Airy market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,902 |
| Total Monthly Debt Service | $4,366 |
| DSCR Ratio | 0.89x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1962
1.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21771, Mount Airy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,026 (100%) |
| Owner Occupied HU | 9,862 (89.4%) |
| Renter Occupied HU | 893 ( 8.1%) |
| Vacant Housing Units | 271 ( 2.5%) |
| Median Home Value | $598,074 |
| Average Home Value | $618,694 |
Housing Distribution
Address Breakdown
Residential
11,033
Single Family
10,927
Multi-Family
106
Businesses
731
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1962
1.59 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21771, Mount Airy, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,026 (100%) |
| Owner Occupied HU | 9,862 (89.4%) |
| Renter Occupied HU | 893 ( 8.1%) |
| Vacant Housing Units | 271 ( 2.5%) |
| Median Home Value | $598,074 |
| Average Home Value | $618,694 |
Housing Distribution
Address Breakdown
Residential
11,033
Single Family
10,927
Multi-Family
106
Businesses
731
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Hugo Quinonez • RE/MAX Results
Mls Name: Bright MLS
Mls ID: #MDCR2032102