69 County Road 148Town CreekAL35672
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 69 County Road 148, Town Creek, AL, 35672 in Town Creek. At $117,600 it earns $1,108/mo in rent and distributes $444/mo to the owner after the $529/mo payment, a consistent 11.3% yield. DSCR 2.09 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $32,491 in value; $1,083/yr in principal paydown compounds ownership stake. Total projected return: $72,889.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.3% | 8.0% |
| Monthly Cash Flow | $444 | $250 |
City averages based on Town Creek market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,108 |
| Total Monthly Debt Service | $617 |
| DSCR Ratio | 1.80x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35672, Town Creek, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,912 (100%) |
| Owner Occupied HU | 2,018 (69.3%) |
| Renter Occupied HU | 494 (17.0%) |
| Vacant Housing Units | 400 (13.7%) |
| Median Home Value | $160,833 |
| Average Home Value | $189,808 |
Housing Distribution
Address Breakdown
Residential
2,810
Single Family
2,714
Multi-Family
96
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1961
1.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35672, Town Creek, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,912 (100%) |
| Owner Occupied HU | 2,018 (69.3%) |
| Renter Occupied HU | 494 (17.0%) |
| Vacant Housing Units | 400 (13.7%) |
| Median Home Value | $160,833 |
| Average Home Value | $189,808 |
Housing Distribution
Address Breakdown
Residential
2,810
Single Family
2,714
Multi-Family
96
Businesses
140
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Morgan Jones • MarMac Real Estate
Mls Name: ValleyMLS
Mls Provider:
Mls ID: #21873131
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