6856 Onyx Trl, Pollock Pines, CA, 95726 | $639/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Pollock Pines at 6856 Onyx Trl, Pollock Pines, CA, 95726 priced at $359,500 converts $2,899/mo rent into $639/mo cash flow after a $1,760/mo obligation. Total monthly income equals $2,899/mo, and annual cash flow totals $7,668/yr on $119,174 invested. Return on cash invested prints 26.34% in year one, and rental yield reads 9.68% against a $359,500 entry. Equity gained on principal adds $2,320/yr, while 5% annual appreciation compiles into $99,323 by year five. Five-year ROI reaches 137.45% and total cumulative return in cash sums $163,808. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,899/mo property income covering a $1,760/mo payment, not borrower’s personal income.

Single Family

Built in 1979

0.37 Acres lot

$N/A/sqft

$107 quarterly HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 95726, Pollock Pines, CA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	4,541 (100%)
Owner Occupied HU	2,984 (65.7%)
Renter Occupied HU	644 (14.2%)
Vacant Housing Units	913 (20.1%)
Median Home Value	$575,419
Average Home Value	$635,433