6772 Highway 53 ETateGA30177
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6772 Highway 53 E, Tate, GA, 30177 in Tate at $359,000 earns $2,260/mo in rent and nets $75/mo after the $1,614/mo payment, a 7.55% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $99,185 over five years. Ziffy Mortgage underwrites this on a 1.40 DSCR without U.S. credit history. With $3,306/yr in principal paydown, total projected return reaches $140,854.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 7.5% |
| Monthly Cash Flow | $75 | $250 |
City averages based on Tate market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,260 |
| Total Monthly Debt Service | $2,042 |
| DSCR Ratio | 1.11x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1925
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30177, Tate, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 149 (100%) |
| Owner Occupied HU | 100 (67.1%) |
| Renter Occupied HU | 26 (17.4%) |
| Vacant Housing Units | 23 (15.4%) |
| Median Home Value | $288,889 |
| Average Home Value | $343,750 |
Housing Distribution
Address Breakdown
Residential
34
Single Family
34
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1925
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30177, Tate, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 149 (100%) |
| Owner Occupied HU | 100 (67.1%) |
| Renter Occupied HU | 26 (17.4%) |
| Vacant Housing Units | 23 (15.4%) |
| Median Home Value | $288,889 |
| Average Home Value | $343,750 |
Housing Distribution
Address Breakdown
Residential
34
Single Family
34
Multi-Family
0
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices