66 Main St UNIT 3NewburyMA01922
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThis Newbury rental at 66 Main St UNIT 3, Newbury, MA, 01922 sits in the solid-income band: 9.39% gross yield, $2,894/mo rent, $298/mo net after the $1,664/mo debt service, DSCR 1.74. Entry price of $370,000 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $102,224 and $3,408/yr in principal reduction bring total cumulative return to $160,786.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 5.1% |
| Monthly Cash Flow | $298 | $1,200 |
City averages based on Newbury market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,894 |
| Total Monthly Debt Service | $2,449 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1935
N/A lot
$N/A/sqft
$264 monthly HOA
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Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1935
N/A lot
$N/A/sqft
$264 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices