640 Golden LnMedfordOR97504



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Medford at 640 Golden Ln, Medford, OR, 97504 with 5% annual appreciation on a $292,000 basis while $2,272/mo rent supports operations. Total monthly income totals $2,272/mo and a $1,429/mo payment preserves $510/mo for cash returns. Annual cash flow comes to $6,116/yr on $96,798 deployed, and return on cash invested reaches 26.23% in year one. Equity gained on principal adds $1,884/yr, and five-year appreciation sums $80,674 alongside rental yield of 9.34%. Five-year ROI measures 136.54% and total cumulative return in cash totals $132,164.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,272/mo property income versus a $1,429/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1990
2,613 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97504, Medford, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,277 (100%) |
| Owner Occupied HU | 12,429 (55.8%) |
| Renter Occupied HU | 8,512 (38.2%) |
| Vacant Housing Units | 1,336 ( 6.0%) |
| Median Home Value | $510,019 |
| Average Home Value | $567,082 |
Housing Distribution
Address Breakdown
Residential
21,816
Single Family
19,256
Multi-Family
2,560
Businesses
1,669
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