6125 Cape Cod LnYorba LindaCA92887
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 6125 Cape Cod Ln, Yorba Linda, CA, 92887 in Yorba Linda at $669,999 earns $4,246/mo in rent and nets $101/mo after the $3,013/mo payment, a 7.6% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $185,108 over five years. Ziffy Mortgage underwrites this on a 1.41 DSCR without U.S. credit history. With $6,171/yr in principal paydown, total projected return reaches $260,558.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.6% | 5.5% |
| Monthly Cash Flow | $101 | $350 |
City averages based on Yorba Linda market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,246 |
| Total Monthly Debt Service | $3,878 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92887, Yorba Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,284 (100%) |
| Owner Occupied HU | 5,794 (79.5%) |
| Renter Occupied HU | 1,351 (18.5%) |
| Vacant Housing Units | 139 ( 1.9%) |
| Median Home Value | $1,278,587 |
| Average Home Value | $1,327,324 |
Housing Distribution
Address Breakdown
Residential
7,186
Single Family
6,765
Multi-Family
421
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1985
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92887, Yorba Linda, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,284 (100%) |
| Owner Occupied HU | 5,794 (79.5%) |
| Renter Occupied HU | 1,351 (18.5%) |
| Vacant Housing Units | 139 ( 1.9%) |
| Median Home Value | $1,278,587 |
| Average Home Value | $1,327,324 |
Housing Distribution
Address Breakdown
Residential
7,186
Single Family
6,765
Multi-Family
421
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: BHHS broker feed
Mls ID: #PW26042668