42 AbrigoRancho Santa MargaritaCA92688
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 42 Abrigo, Rancho Santa Margarita, CA, 92688 in Rancho Santa Margarita at $589,900. Rental yield 7.36%. The 7.36% yield and 1.36 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $162,978 by year five, and $5,433/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $221,560.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.4% | 6.2% |
| Monthly Cash Flow | $(590) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,616 |
| Total Monthly Debt Service | $3,415 |
| DSCR Ratio | 1.06x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92688, Rancho Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,526 (100%) |
| Owner Occupied HU | 10,561 (63.9%) |
| Renter Occupied HU | 5,566 (33.7%) |
| Vacant Housing Units | 399 ( 2.4%) |
| Median Home Value | $930,906 |
| Average Home Value | $973,976 |
Housing Distribution
Address Breakdown
Residential
16,240
Single Family
13,373
Multi-Family
2,867
Businesses
991
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1990
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92688, Rancho Santa Margarita, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,526 (100%) |
| Owner Occupied HU | 10,561 (63.9%) |
| Renter Occupied HU | 5,566 (33.7%) |
| Vacant Housing Units | 399 ( 2.4%) |
| Median Home Value | $930,906 |
| Average Home Value | $973,976 |
Housing Distribution
Address Breakdown
Residential
16,240
Single Family
13,373
Multi-Family
2,867
Businesses
991
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: CRMLS
Mls ID: #OC26029119