611 E Mill StLatahWA99018



INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingRental yield 6.77%. No single metric is exceptional, but the combination offers a durable, low-volatility return profile suitable for risk-conscious global investors. Ziffy Mortgage's mortgage qualifies on DSCR alone, no U.S. credit history required. Five-year appreciation adds $92,554, and $3,085/yr in principal equity projects total return of $118,765.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 6.2% |
| Monthly Cash Flow | $(125) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,889 |
| Total Monthly Debt Service | $1,880 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1961
1.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99018, Latah, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 121 (100%) |
| Owner Occupied HU | 98 (81.0%) |
| Renter Occupied HU | 11 ( 9.1%) |
| Vacant Housing Units | 12 ( 9.9%) |
| Median Home Value | $495,238 |
| Average Home Value | $498,112 |
Housing Distribution
Address Breakdown
Residential
91
Single Family
91
Multi-Family
0
Businesses
8



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1961
1.72 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 99018, Latah, WA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 121 (100%) |
| Owner Occupied HU | 98 (81.0%) |
| Renter Occupied HU | 11 ( 9.1%) |
| Vacant Housing Units | 12 ( 9.9%) |
| Median Home Value | $495,238 |
| Average Home Value | $498,112 |
Housing Distribution
Address Breakdown
Residential
91
Single Family
91
Multi-Family
0
Businesses
8
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Katie Grimm • Realty One Group Eclipse
Mls Name: SMLS
Mls Provider:
Mls ID: #202518244
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








