6107 valley baySan AntonioTX78250
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew San Antonio rentals match the income profile of 6107 valley bay, San Antonio, TX, 78250. Listed at $259,800, gross rent is $2,909/mo and net cash flow is $1,036/mo, a 13.44% yield well above national averages. DSCR 2.49 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $71,778 by year five with $2,393/yr in annual principal reduction, projecting $166,360 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 5.8% |
| Monthly Cash Flow | $1,036 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,909 |
| Total Monthly Debt Service | $1,770 |
| DSCR Ratio | 1.64x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
5,575 sqft lot
$N/A/sqft
$308 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
5,575 sqft lot
$N/A/sqft
$308 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78250, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,819 (100%) |
| Owner Occupied HU | 14,411 (72.7%) |
| Renter Occupied HU | 4,612 (23.3%) |
| Vacant Housing Units | 796 ( 4.0%) |
| Median Home Value | $257,293 |
| Average Home Value | $298,692 |
Housing Distribution
Address Breakdown
Residential
20,141
Single Family
18,477
Multi-Family
1,664
Businesses
625
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices