12079 Luckey VillaSan AntonioTX78252
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 12079 Luckey Villa, San Antonio, TX, 78252 in San Antonio deserves attention. This $220,900 property earns $2,548/mo in rent, a 13.84% gross yield, and nets $940/mo after the $993/mo payment. DSCR 2.57 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $61,031 compounds alongside $2,035/yr in yearly equity build, for a total cumulative return of $145,354.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.8% | 5.8% |
| Monthly Cash Flow | $940 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,548 |
| Total Monthly Debt Service | $1,520 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
$444 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78252, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,859 (100%) |
| Owner Occupied HU | 8,935 (82.3%) |
| Renter Occupied HU | 1,159 (10.7%) |
| Vacant Housing Units | 765 ( 7.0%) |
| Median Home Value | $291,518 |
| Average Home Value | $289,299 |
Housing Distribution
Address Breakdown
Residential
9,592
Single Family
9,181
Multi-Family
411
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2023
5,662 sqft lot
$N/A/sqft
$444 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78252, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,859 (100%) |
| Owner Occupied HU | 8,935 (82.3%) |
| Renter Occupied HU | 1,159 (10.7%) |
| Vacant Housing Units | 765 ( 7.0%) |
| Median Home Value | $291,518 |
| Average Home Value | $289,299 |
Housing Distribution
Address Breakdown
Residential
9,592
Single Family
9,181
Multi-Family
411
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices