607 Balsa LnFountain ValleyCA92708
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 607 Balsa Ln, Fountain Valley, CA, 92708 in Fountain Valley speaks for itself: 24.61% gross on a $215,000 price, generating $4,409/mo in rent and $3,079/mo in net income after the $967/mo debt service. DSCR 4.56, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $36,945 stacks alongside $59,401 in projected five-year appreciation and $1,980/yr in principal reduction. Projected total cumulative return: $279,664.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 24.6% | 5.2% |
| Monthly Cash Flow | $3,079 | $300 |
City averages based on Fountain Valley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,409 |
| Total Monthly Debt Service | $1,244 |
| DSCR Ratio | 3.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2004
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92708, Fountain Valley, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,323 (100%) |
| Owner Occupied HU | 12,875 (66.6%) |
| Renter Occupied HU | 6,048 (31.3%) |
| Vacant Housing Units | 400 ( 2.1%) |
| Median Home Value | $1,109,086 |
| Average Home Value | $1,133,030 |
Housing Distribution
Address Breakdown
Residential
19,467
Single Family
18,104
Multi-Family
1,363
Businesses
2,212
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices