605 N 7th StSewardNE68434
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 605 N 7th St, Seward, NE, 68434 in Seward speaks for itself: 12.16% gross on a $219,000 price, generating $2,219/mo in rent and $740/mo in net income after the $985/mo debt service. DSCR 2.25, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $8,879 stacks alongside $60,506 in projected five-year appreciation and $2,017/yr in principal reduction. Projected total cumulative return: $131,242.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 12.2% | 6.2% |
| Monthly Cash Flow | $740 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,219 |
| Total Monthly Debt Service | $1,392 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1946
6,136 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68434, Seward, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,744 (100%) |
| Owner Occupied HU | 2,440 (65.2%) |
| Renter Occupied HU | 1,018 (27.2%) |
| Vacant Housing Units | 286 ( 7.6%) |
| Median Home Value | $250,820 |
| Average Home Value | $285,446 |
Housing Distribution
Address Breakdown
Residential
3,466
Single Family
3,282
Multi-Family
184
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1946
6,136 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 68434, Seward, NE area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,744 (100%) |
| Owner Occupied HU | 2,440 (65.2%) |
| Renter Occupied HU | 1,018 (27.2%) |
| Vacant Housing Units | 286 ( 7.6%) |
| Median Home Value | $250,820 |
| Average Home Value | $285,446 |
Housing Distribution
Address Breakdown
Residential
3,466
Single Family
3,282
Multi-Family
184
Businesses
368
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices