604 Sherwood DrNashvilleGA31639
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 604 Sherwood Dr, Nashville, GA, 31639 in Nashville is narrow, $94/mo net on $1,296/mo rent after the $515/mo debt service, but the property operates at break-even-plus, not a loss. At $114,459 with a 7.98% yield, the long-run equity case via 5% appreciation ($31,623 over five years) and $1,054/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 2.52 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $77,653.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $94 | $200 |
City averages based on Nashville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,296 |
| Total Monthly Debt Service | $722 |
| DSCR Ratio | 1.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31639, Nashville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,538 (100%) |
| Owner Occupied HU | 2,761 (60.8%) |
| Renter Occupied HU | 1,259 (27.7%) |
| Vacant Housing Units | 518 (11.4%) |
| Median Home Value | $160,286 |
| Average Home Value | $179,268 |
Housing Distribution
Address Breakdown
Residential
4,218
Single Family
4,161
Multi-Family
57
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31639, Nashville, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,538 (100%) |
| Owner Occupied HU | 2,761 (60.8%) |
| Renter Occupied HU | 1,259 (27.7%) |
| Vacant Housing Units | 518 (11.4%) |
| Median Home Value | $160,286 |
| Average Home Value | $179,268 |
Housing Distribution
Address Breakdown
Residential
4,218
Single Family
4,161
Multi-Family
57
Businesses
432
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices