598 Rankin Chapel RdOakdaleTN37829
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 598 Rankin Chapel Rd, Oakdale, TN, 37829 in Oakdale. Priced at $100,000, it generates $1,525/mo in gross rent and $927/mo in net monthly cash flow, a 18.3% yield that comfortably supports the 3.39 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,119. Five-year appreciation: $27,628. Equity from principal paydown: $921/yr. Total projected cumulative return: $97,433.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 18.3% | 6.2% |
| Monthly Cash Flow | $927 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,525 |
| Total Monthly Debt Service | $559 |
| DSCR Ratio | 2.73x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2011
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37829, Oakdale, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 772 (100%) |
| Owner Occupied HU | 572 (74.1%) |
| Renter Occupied HU | 115 (14.9%) |
| Vacant Housing Units | 85 (11.0%) |
| Median Home Value | $171,646 |
| Average Home Value | $241,565 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2011
0.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37829, Oakdale, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 772 (100%) |
| Owner Occupied HU | 572 (74.1%) |
| Renter Occupied HU | 115 (14.9%) |
| Vacant Housing Units | 85 (11.0%) |
| Median Home Value | $171,646 |
| Average Home Value | $241,565 |
Housing Distribution
Address Breakdown
Residential
658
Single Family
658
Multi-Family
0
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices