592 Stony Hill RdWilbrahamMA01095
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 592 Stony Hill Rd, Wilbraham, MA, 01095 in Wilbraham earns a 8.82% gross yield at $559,900. Rent of $4,117/mo nets $588/mo after the $2,518/mo mortgage. The 1.64 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $154,690 and $5,157/yr in equity accumulation project a total cumulative return of $250,421.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.0% |
| Monthly Cash Flow | $588 | $800 |
City averages based on Wilbraham market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,117 |
| Total Monthly Debt Service | $3,306 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1949
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1949
2.40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01095, Wilbraham, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,745 (100%) |
| Owner Occupied HU | 4,920 (85.6%) |
| Renter Occupied HU | 637 (11.1%) |
| Vacant Housing Units | 188 ( 3.3%) |
| Median Home Value | $427,746 |
| Average Home Value | $499,087 |
Housing Distribution
Address Breakdown
Residential
5,705
Single Family
5,428
Multi-Family
277
Businesses
431
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73488236