7 Union CtEasthamptonMA01027
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 7 Union Ct, Easthampton, MA, 01027 in Easthampton. Rental yield 5.72%. At $479,000 with 5.72% gross yield, current distributions are modest, but the 5% appreciation rate projects $132,339 in new equity by year five, complemented by $4,412/yr in principal paydown. Ziffy Mortgage's DSCR loan (1.06) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $134,647.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.7% | 5.3% |
| Monthly Cash Flow | $(734) | $850 |
City averages based on Easthampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,285 |
| Total Monthly Debt Service | $2,828 |
| DSCR Ratio | 0.81x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1930
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1930
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73484366