58-307 Kaunala PlHaleiwaHI96712
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 58-307 Kaunala Pl, Haleiwa, HI, 96712 in Haleiwa. Priced at $1,799,000, it generates $23,797/mo in gross rent and $13,225/mo in net monthly cash flow, a 15.87% yield that comfortably supports the 2.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $158,694. Five-year appreciation: $497,031. Equity from principal paydown: $16,569/yr. Total projected cumulative return: $1,530,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.9% | 9.0% |
| Monthly Cash Flow | $13,225 | $1,500 |
City averages based on Haleiwa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $23,797 |
| Total Monthly Debt Service | $9,857 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96712, Haleiwa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 1,515 (44.9%) |
| Renter Occupied HU | 1,279 (37.9%) |
| Vacant Housing Units | 578 (17.1%) |
| Median Home Value | $1,454,861 |
| Average Home Value | $1,516,413 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,300
Multi-Family
116
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96712, Haleiwa, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,372 (100%) |
| Owner Occupied HU | 1,515 (44.9%) |
| Renter Occupied HU | 1,279 (37.9%) |
| Vacant Housing Units | 578 (17.1%) |
| Median Home Value | $1,454,861 |
| Average Home Value | $1,516,413 |
Housing Distribution
Address Breakdown
Residential
2,416
Single Family
2,300
Multi-Family
116
Businesses
446
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices