57 Homeplace LnRichlandGA31825
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow57 Homeplace Ln, Richland, GA, 31825 in Richland is a top-tier cash-flow asset. At $275,000 it produces $2,291/mo in rent and $617/mo in net monthly income, a 10% gross rental yield. The DSCR of 1.85 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $7,405. Five-year appreciation adds $75,977, driving a total cumulative return of $143,883.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10% | 8.0% |
| Monthly Cash Flow | $617 | $1,500 |
City averages based on Richland market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,291 |
| Total Monthly Debt Service | $1,564 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1986
10.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31825, Richland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,172 (100%) |
| Owner Occupied HU | 705 (60.2%) |
| Renter Occupied HU | 278 (23.7%) |
| Vacant Housing Units | 189 (16.1%) |
| Median Home Value | $104,649 |
| Average Home Value | $118,323 |
Housing Distribution
Address Breakdown
Residential
849
Single Family
817
Multi-Family
32
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1986
10.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31825, Richland, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,172 (100%) |
| Owner Occupied HU | 705 (60.2%) |
| Renter Occupied HU | 278 (23.7%) |
| Vacant Housing Units | 189 (16.1%) |
| Median Home Value | $104,649 |
| Average Home Value | $118,323 |
Housing Distribution
Address Breakdown
Residential
849
Single Family
817
Multi-Family
32
Businesses
77
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices