307 Oliver StBuena VistaGA31803
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 307 Oliver St, Buena Vista, GA, 31803 in Buena Vista delivers $1,751/mo in gross rent and $296/mo in net monthly income at a $239,000 entry. The 8.79% yield and 1.63 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $66,031 over five years and $2,201/yr in equity from loan paydown, total projected return is $109,609.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 9.0% |
| Monthly Cash Flow | $296 | $300 |
City averages based on Buena Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,751 |
| Total Monthly Debt Service | $1,360 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1945
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1945
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 31803, Buena Vista, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,277 (100%) |
| Owner Occupied HU | 1,348 (59.2%) |
| Renter Occupied HU | 588 (25.8%) |
| Vacant Housing Units | 341 (15.0%) |
| Median Home Value | $166,570 |
| Average Home Value | $195,254 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,695
Multi-Family
17
Businesses
156
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Rogers • Better Homes and Gardens Historic
Mls Name: CBORGA
Mls ID: #227953