5423 Thomas Sim Lee TerUpper MarlboroMD20772
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow5423 Thomas Sim Lee Ter, Upper Marlboro, MD, 20772 in Upper Marlboro earns its strong cash-flow label: 10.37% yield, $3,414/mo rent, $917/mo net income, DSCR 1.92. The $395,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $109,131 by year five. Combined with $3,638/yr in principal paydown, total projected return reaches $211,452.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.4% | 5.8% |
| Monthly Cash Flow | $917 | $1,250 |
City averages based on Upper Marlboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,414 |
| Total Monthly Debt Service | $2,300 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1997
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20772, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,993 (100%) |
| Owner Occupied HU | 17,620 (83.9%) |
| Renter Occupied HU | 2,397 (11.4%) |
| Vacant Housing Units | 976 ( 4.6%) |
| Median Home Value | $508,077 |
| Average Home Value | $547,282 |
Housing Distribution
Address Breakdown
Residential
20,597
Single Family
19,990
Multi-Family
607
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1997
1,600 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20772, Upper Marlboro, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 20,993 (100%) |
| Owner Occupied HU | 17,620 (83.9%) |
| Renter Occupied HU | 2,397 (11.4%) |
| Vacant Housing Units | 976 ( 4.6%) |
| Median Home Value | $508,077 |
| Average Home Value | $547,282 |
Housing Distribution
Address Breakdown
Residential
20,597
Single Family
19,990
Multi-Family
607
Businesses
808
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kinder Vaughan • Keller Williams Preferred Properties
Mls Name: Bright MLS
Mls ID: #MDPG2189558