528 Waterfowl WayWilliamsCA95987
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 528 Waterfowl Way, Williams, CA, 95987 in Williams speaks for itself: 12.55% gross on a $420,000 price, generating $4,392/mo in rent and $1,794/mo in net income after the $1,889/mo debt service. DSCR 2.33, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,526 stacks alongside $116,038 in projected five-year appreciation and $3,868/yr in principal reduction. Projected total cumulative return: $274,681.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 12.6% | 6.5% |
| Monthly Cash Flow | $1,794 | $1,200 |
City averages based on Williams market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,392 |
| Total Monthly Debt Service | $2,431 |
| DSCR Ratio | 1.81x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2003
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95987, Williams, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,229 (100%) |
| Owner Occupied HU | 1,173 (52.6%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 290 (13.0%) |
| Median Home Value | $420,092 |
| Average Home Value | $530,776 |
Housing Distribution
Address Breakdown
Residential
1,011
Single Family
914
Multi-Family
97
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2003
6,534 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95987, Williams, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,229 (100%) |
| Owner Occupied HU | 1,173 (52.6%) |
| Renter Occupied HU | 766 (34.4%) |
| Vacant Housing Units | 290 (13.0%) |
| Median Home Value | $420,092 |
| Average Home Value | $530,776 |
Housing Distribution
Address Breakdown
Residential
1,011
Single Family
914
Multi-Family
97
Businesses
157
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices