526 Hawthorne RdLinthicumMD21090
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderInvestors who treat current yield as secondary to long-run equity growth will find 526 Hawthorne Rd, Linthicum, MD, 21090 in Linthicum worth modelling. At $445,000 with a 7.48% gross yield, the $2,772/mo rent leaves $4/mo after the $2,001/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.39 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $122,945 by year five; $4,098/yr in principal reduction adds further equity. Total projected return: $169,094.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.5% | 5.8% |
| Monthly Cash Flow | $4 | $400 |
City averages based on Linthicum market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,772 |
| Total Monthly Debt Service | $2,591 |
| DSCR Ratio | 1.07x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
9,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21090, Linthicum Heights, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,161 (68.3%) |
| Renter Occupied HU | 1,264 (27.3%) |
| Vacant Housing Units | 200 ( 4.3%) |
| Median Home Value | $423,891 |
| Average Home Value | $448,305 |
Housing Distribution
Address Breakdown
Residential
4,596
Single Family
4,211
Multi-Family
385
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
9,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21090, Linthicum Heights, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 4,625 (100%) |
| Owner Occupied HU | 3,161 (68.3%) |
| Renter Occupied HU | 1,264 (27.3%) |
| Vacant Housing Units | 200 ( 4.3%) |
| Median Home Value | $423,891 |
| Average Home Value | $448,305 |
Housing Distribution
Address Breakdown
Residential
4,596
Single Family
4,211
Multi-Family
385
Businesses
719
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices