5250 Eastern Neck RdRock HallMD21661
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 5250 Eastern Neck Rd, Rock Hall, MD, 21661 in Rock Hall. Priced at $175,000, it generates $1,994/mo in gross rent and $906/mo in net monthly cash flow, a 13.68% yield that comfortably supports the 2.53 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $10,872. Five-year appreciation: $48,349. Equity from principal paydown: $1,612/yr. Total projected cumulative return: $124,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.7% | 6.0% |
| Monthly Cash Flow | $906 | $500 |
City averages based on Rock Hall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,994 |
| Total Monthly Debt Service | $1,019 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21661, Rock Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,750 (100%) |
| Owner Occupied HU | 933 (53.3%) |
| Renter Occupied HU | 260 (14.9%) |
| Vacant Housing Units | 557 (31.8%) |
| Median Home Value | $335,274 |
| Average Home Value | $371,163 |
Housing Distribution
Address Breakdown
Residential
1,267
Single Family
1,267
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.46 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21661, Rock Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,750 (100%) |
| Owner Occupied HU | 933 (53.3%) |
| Renter Occupied HU | 260 (14.9%) |
| Vacant Housing Units | 557 (31.8%) |
| Median Home Value | $335,274 |
| Average Home Value | $371,163 |
Housing Distribution
Address Breakdown
Residential
1,267
Single Family
1,267
Multi-Family
0
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices