520 Harvey StStapletonGA30823
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 520 Harvey St, Stapleton, GA, 30823 in Stapleton is listed at $160,000 and delivers $1,416/mo in rent and $442/mo in net monthly cash flow. The 10.62% yield and 1.97 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $44,205 over five years, and $1,474/yr in principal reduction supplements cash return. Total projected cumulative return: $89,128.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 5.5% |
| Monthly Cash Flow | $442 | $1,500 |
City averages based on Stapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,416 |
| Total Monthly Debt Service | $910 |
| DSCR Ratio | 1.56x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Laura Lee Griner • Blanchard & Calhoun - Evans
Mls Name: REALTORS of Greater Augusta
Mls Provider:
Mls ID: #528344
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.