263 Ivey StStapletonGA30823
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 263 Ivey St, Stapleton, GA, 30823 in Stapleton speaks for itself: 12.98% gross on a $139,000 price, generating $1,504/mo in rent and $658/mo in net income after the $625/mo debt service. DSCR 2.41, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,891 stacks alongside $38,403 in projected five-year appreciation and $1,280/yr in principal reduction. Projected total cumulative return: $95,036.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 5.5% |
| Monthly Cash Flow | $658 | $1,500 |
City averages based on Stapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,504 |
| Total Monthly Debt Service | $791 |
| DSCR Ratio | 1.90x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.52 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices