5500 State Highway 88 WStapletonGA30823
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe 7.74% yield at 5500 State Highway 88 W, Stapleton, GA, 30823 in Stapleton is solid, but the $897/mo payment compresses net cash flow to $73/mo at $199,500. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $55,118 by year five, and $1,837/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.44) without U.S. income documentation. Total projected return: $80,355.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.5% |
| Monthly Cash Flow | $73 | $1,500 |
City averages based on Stapleton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,288 |
| Total Monthly Debt Service | $1,135 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2003
6.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2003
6.36 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30823, Stapleton, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 711 (100%) |
| Owner Occupied HU | 480 (67.5%) |
| Renter Occupied HU | 126 (17.7%) |
| Vacant Housing Units | 105 (14.8%) |
| Median Home Value | $118,548 |
| Average Home Value | $159,068 |
Housing Distribution
Address Breakdown
Residential
621
Single Family
620
Multi-Family
1
Businesses
25
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices