520 Elm StMt ZionIL62549
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in Mt Zion at 520 Elm St, Mt Zion, IL, 62549 priced at $165,000 converts $2,027/mo rent into $868/mo cash flow after a $808/mo obligation. Total monthly income equals $2,027/mo, and annual cash flow totals $10,419/yr on $54,698 invested. Return on cash invested prints 38.96% in year one, and rental yield reads 14.74% against a $165,000 entry. Equity gained on principal adds $1,065/yr, while 5% annual appreciation compiles into $45,586 by year five. Five-year ROI reaches 206.14% and total cumulative return in cash sums $112,751. For leverage, Ziffy Mortgage’s DSCR loan bases approval on $2,027/mo property income covering a $808/mo payment, not borrower’s personal income.
Single Family
Built in 1994
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 62549, Mt Zion, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,655 (100%) |
| Owner Occupied HU | 1,971 (74.2%) |
| Renter Occupied HU | 474 (17.9%) |
| Vacant Housing Units | 210 ( 7.9%) |
| Median Home Value | $199,337 |
| Average Home Value | $213,962 |
Housing Distribution
Address Breakdown
Residential
2,594
Single Family
2,507
Multi-Family
87
Businesses
217
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