52-54 Holyoke StEasthamptonMA01027
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 52-54 Holyoke St, Easthampton, MA, 01027 in Easthampton worth study. Rental yield 5.25%. The 5.25% gross yield is below cash-flow benchmarks at $699,000, but 5% annual appreciation, adding $193,121 over five years, frames this as a capital growth position. Rent of $3,060/mo partially offsets the $3,143/mo payment. Ziffy Mortgage finances appreciation-play properties (0.97 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $178,821.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.3% | 5.3% |
| Monthly Cash Flow | $(1,346) | $850 |
City averages based on Easthampton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,060 |
| Total Monthly Debt Service | $4,128 |
| DSCR Ratio | 0.74x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1901
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1901
6,970 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01027, Easthampton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,677 (100%) |
| Owner Occupied HU | 5,249 (60.5%) |
| Renter Occupied HU | 2,999 (34.6%) |
| Vacant Housing Units | 429 ( 4.9%) |
| Median Home Value | $390,694 |
| Average Home Value | $433,444 |
Housing Distribution
Address Breakdown
Residential
8,483
Single Family
7,814
Multi-Family
669
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73495246