18 Maple AveHadleyMA01035
INVESTMENT ANALYSIS
Investment Verdict
Solid Income18 Maple Ave, Hadley, MA, 01035 in Hadley is a solid income-producing rental, 8.53% gross yield, $4,228/mo rent, $478/mo net cash flow on a $594,900 buy. DSCR 1.58 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $164,360 and $5,479/yr in principal reduction project a total cumulative return of $256,706.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.5% |
| Monthly Cash Flow | $478 | $450 |
City averages based on Hadley market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $4,228 |
| Total Monthly Debt Service | $3,513 |
| DSCR Ratio | 1.20x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
0.74 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01035, Hadley, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,397 (100%) |
| Owner Occupied HU | 1,569 (65.5%) |
| Renter Occupied HU | 703 (29.3%) |
| Vacant Housing Units | 125 ( 5.2%) |
| Median Home Value | $542,370 |
| Average Home Value | $566,437 |
Housing Distribution
Address Breakdown
Residential
2,208
Single Family
2,024
Multi-Family
184
Businesses
464
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: MLS PIN
Mls ID: #73505347