515 Spruce St, Bainbridge, GA, 39819 | $541/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Bainbridge at 515 Spruce St, Bainbridge, GA, 39819 with 5% annual appreciation on a $154,500 basis while $1,481/mo rent supports operations. Total monthly income totals $1,481/mo and a $756/mo payment preserves $541/mo for cash returns. Annual cash flow comes to $6,491/yr on $51,217 deployed, and return on cash invested reaches 32.58% in year one. Equity gained on principal adds $997/yr, and five-year appreciation sums $42,686 alongside rental yield of 11.5%. Five-year ROI measures 170.64% and total cumulative return in cash totals $87,399.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $1,481/mo property income versus a $756/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Single Family

Built in 1959

0.27 Acres lot

$N/A/sqft

No HOA