5122 Rhode Island Dr APT 2SacramentoCA95841
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 5122 Rhode Island Dr APT 2, Sacramento, CA, 95841 in Sacramento. At $220,000 it earns $1,949/mo in rent and distributes $251/mo to the owner after the $989/mo payment, a consistent 10.63% yield. DSCR 1.97 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $60,782 in value; $2,026/yr in principal paydown compounds ownership stake. Total projected return: $101,066.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.6% | 4.8% |
| Monthly Cash Flow | $251 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,949 |
| Total Monthly Debt Service | $1,611 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
2,848 sqft lot
$N/A/sqft
$305 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
2,848 sqft lot
$N/A/sqft
$305 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95841, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,479 (100%) |
| Owner Occupied HU | 3,482 (36.7%) |
| Renter Occupied HU | 5,643 (59.5%) |
| Vacant Housing Units | 354 ( 3.7%) |
| Median Home Value | $472,086 |
| Average Home Value | $495,870 |
Housing Distribution
Address Breakdown
Residential
8,690
Single Family
6,801
Multi-Family
1,889
Businesses
979
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JILL Berni • Oak Tree Real Estate Services
Mls Name: MetroList Services of CA
Mls ID: #225088864