5111 Florence LoopDunsmuirCA96025
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 5111 Florence Loop, Dunsmuir, CA, 96025 in Dunsmuir hard to pass up. The 33.3% gross yield on a $115,000 purchase results in $3,191/mo in rent and $2,479/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (6.17). Annual cash flow of $29,753, five-year appreciation of $31,772, and $1,059/yr in equity build-up combine for a projected total cumulative return of $203,207.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 33.3% | 5.0% |
| Monthly Cash Flow | $2,479 | $200 |
City averages based on Dunsmuir market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,191 |
| Total Monthly Debt Service | $666 |
| DSCR Ratio | 4.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
4,960 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
4,960 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96025, Dunsmuir, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,481 (100%) |
| Owner Occupied HU | 616 (41.6%) |
| Renter Occupied HU | 415 (28.0%) |
| Vacant Housing Units | 450 (30.4%) |
| Median Home Value | $321,429 |
| Average Home Value | $363,713 |
Housing Distribution
Address Breakdown
Residential
1,009
Single Family
976
Multi-Family
33
Businesses
82
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices