5098 Harmony RdCrystal SpringsMS39059
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Crystal Springs at 5098 Harmony Rd, Crystal Springs, MS, 39059 listed at $135,000 pairs $1,216/mo rent with a $661/mo payment to leave $390/mo cash flow. Total monthly income runs $1,216/mo, and annual cash flow reaches $4,675/yr on $44,753 cash to close. Return on cash invested measures 30.36% in year one, and rental yield registers 10.81% at a $135,000 basis. Equity gained on principal adds $871/yr, and annual property appreciation at 5% supports $37,298 by year five. Five-year ROI tracks 158.82% and total cumulative return in cash totals $71,077. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,216/mo property income relative to a $661/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Single Family
Built in 1952
11.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39059, Crystal Springs, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,240 (100%) |
| Owner Occupied HU | 3,645 (69.6%) |
| Renter Occupied HU | 1,023 (19.5%) |
| Vacant Housing Units | 572 (10.9%) |
| Median Home Value | $113,603 |
| Average Home Value | $172,632 |
Housing Distribution
Address Breakdown
Residential
4,762
Single Family
4,613
Multi-Family
149
Businesses
347
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Listed by: Mitzi Cline • Cline Realty, LLC
Mls Name: MLS United
Mls ID: #4119862
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.