509 S 1st StMarshallMN56258
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 509 S 1st St, Marshall, MN, 56258 in Marshall speaks for itself: 10.86% gross on a $245,000 price, generating $2,218/mo in rent and $631/mo in net income after the $1,102/mo debt service. DSCR 2.01, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $7,571 stacks alongside $67,689 in projected five-year appreciation and $2,256/yr in principal reduction. Projected total cumulative return: $133,840.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 7.2% |
| Monthly Cash Flow | $631 | $350 |
City averages based on Marshall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,218 |
| Total Monthly Debt Service | $1,489 |
| DSCR Ratio | 1.49x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
0.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56258, Marshall, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,816 (100%) |
| Owner Occupied HU | 3,550 (52.1%) |
| Renter Occupied HU | 2,624 (38.5%) |
| Vacant Housing Units | 642 ( 9.4%) |
| Median Home Value | $242,724 |
| Average Home Value | $268,467 |
Housing Distribution
Address Breakdown
Residential
6,621
Single Family
4,936
Multi-Family
1,685
Businesses
699
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices