175 E 4th StCottonwoodMN56229








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Cottonwood at 175 E 4th St, Cottonwood, MN, 56229 earns $156/mo cash flow from $1,936/mo rent with a $1,395/mo payment. Total monthly income totals $1,936/mo, and annual cash flow totals $1,875/yr on $94,478 capital. ROI tracks 21.89% on current figures, and rental yield reads 8.15% at a $285,000 purchase. Equity gained on principal adds $1,839/yr, and 5% annual appreciation supports $78,740 over five years. Five-year ROI reaches 113.6% and total cumulative return in cash sums $107,322. Financing can be set up with Ziffy Mortgage’s DSCR loan, which is driven by $1,936/mo property income instead of your personal income.
Single Family
Built in 1994
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 56229, Cottonwood, MN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 756 (100%) |
| Owner Occupied HU | 547 (72.4%) |
| Renter Occupied HU | 131 (17.3%) |
| Vacant Housing Units | 78 (10.3%) |
| Median Home Value | $238,366 |
| Average Home Value | $276,458 |
Housing Distribution
Address Breakdown
Residential
641
Single Family
602
Multi-Family
39
Businesses
40
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Listed by: Jana Reilly Home Team • Keller Williams Preferred Realty
Mls Name: NorthstarMLS as distributed by MLS GRID
Mls ID: #6746764








