5062 W 109th CirWestminsterCO80031
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderTight but positive: 5062 W 109th Cir, Westminster, CO, 80031 in Westminster at $800,000 earns $5,128/mo in rent and nets $80/mo after the $3,597/mo payment, a 7.69% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $221,025 over five years. Ziffy Mortgage underwrites this on a 1.43 DSCR without U.S. credit history. With $7,368/yr in principal paydown, total projected return reaches $308,995.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 5.8% |
| Monthly Cash Flow | $80 | $1,850 |
City averages based on Westminster market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,128 |
| Total Monthly Debt Service | $4,729 |
| DSCR Ratio | 1.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2017
4,691 sqft lot
$N/A/sqft
$385 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80031, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,390 (100%) |
| Owner Occupied HU | 10,441 (60.0%) |
| Renter Occupied HU | 6,104 (35.1%) |
| Vacant Housing Units | 845 ( 4.9%) |
| Median Home Value | $597,319 |
| Average Home Value | $610,643 |
Housing Distribution
Address Breakdown
Residential
15,714
Single Family
11,669
Multi-Family
4,045
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2017
4,691 sqft lot
$N/A/sqft
$385 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80031, Westminster, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,390 (100%) |
| Owner Occupied HU | 10,441 (60.0%) |
| Renter Occupied HU | 6,104 (35.1%) |
| Vacant Housing Units | 845 ( 4.9%) |
| Median Home Value | $597,319 |
| Average Home Value | $610,643 |
Housing Distribution
Address Breakdown
Residential
15,714
Single Family
11,669
Multi-Family
4,045
Businesses
581
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices