505 Sycamore StBay Saint LouisMS39520








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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Bay Saint Louis at 505 Sycamore St, Bay Saint Louis, MS, 39520 with 5% annual appreciation on a $389,000 basis while $2,476/mo rent supports operations. Total monthly income totals $2,476/mo and a $1,904/mo payment preserves $95/mo for cash returns. Annual cash flow comes to $1,146/yr on $128,954 deployed, and return on cash invested reaches 20.8% in year one. Equity gained on principal adds $2,510/yr, and five-year appreciation sums $107,474 alongside rental yield of 7.64%. Five-year ROI measures 107.52% and total cumulative return in cash totals $138,654.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,476/mo property income versus a $1,904/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 2022
6,969 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39520, Bay Saint Louis, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,122 (100%) |
| Owner Occupied HU | 4,375 (53.9%) |
| Renter Occupied HU | 2,157 (26.6%) |
| Vacant Housing Units | 1,590 (19.6%) |
| Median Home Value | $228,185 |
| Average Home Value | $286,488 |
Housing Distribution
Address Breakdown
Residential
7,047
Single Family
6,410
Multi-Family
637
Businesses
492
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Nearby investment properties with comparable prices



Listed by: Holly Lemoine Raymond • HL Raymond Properties, LLC
Mls Name: MLS United
Mls ID: #4108961
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.








