504 John Day StWascoOR97065
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow504 John Day St, Wasco, OR, 97065 in Wasco is a top-tier cash-flow asset. At $150,000 it produces $2,114/mo in rent and $1,209/mo in net monthly income, a 16.92% gross rental yield. The DSCR of 3.14 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $14,508. Five-year appreciation adds $41,442, driving a total cumulative return of $134,600.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 6.2% |
| Monthly Cash Flow | $1,209 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,114 |
| Total Monthly Debt Service | $846 |
| DSCR Ratio | 2.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1973
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97065, Wasco, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 311 (100%) |
| Owner Occupied HU | 205 (65.9%) |
| Renter Occupied HU | 78 (25.1%) |
| Vacant Housing Units | 28 ( 9.0%) |
| Median Home Value | $254,605 |
| Average Home Value | $277,744 |
Housing Distribution
Address Breakdown
Residential
53
Single Family
53
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1973
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 97065, Wasco, OR area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 311 (100%) |
| Owner Occupied HU | 205 (65.9%) |
| Renter Occupied HU | 78 (25.1%) |
| Vacant Housing Units | 28 ( 9.0%) |
| Median Home Value | $254,605 |
| Average Home Value | $277,744 |
Housing Distribution
Address Breakdown
Residential
53
Single Family
53
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices