503 North 12TH #BKremmlingCO80459
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Kremmling rental at 503 North 12TH #B, Kremmling, CO, 80459 sits in the solid-income band: 7.71% gross yield, $3,031/mo rent, $282/mo net after the $2,121/mo debt service, DSCR 1.43. Entry price of $471,776 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $130,343 and $4,345/yr in principal reduction bring total cumulative return to $196,307.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 7.0% |
| Monthly Cash Flow | $282 | $150 |
City averages based on Kremmling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,031 |
| Total Monthly Debt Service | $2,562 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2019
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80459, Kremmling, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 693 (51.6%) |
| Renter Occupied HU | 314 (23.4%) |
| Vacant Housing Units | 336 (25.0%) |
| Median Home Value | $394,072 |
| Average Home Value | $500,931 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2019
3,049 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80459, Kremmling, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,343 (100%) |
| Owner Occupied HU | 693 (51.6%) |
| Renter Occupied HU | 314 (23.4%) |
| Vacant Housing Units | 336 (25.0%) |
| Median Home Value | $394,072 |
| Average Home Value | $500,931 |
Housing Distribution
Address Breakdown
Residential
115
Single Family
115
Multi-Family
0
Businesses
110
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices