503 Kite RdSwainsboroGA30401
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowIf cash-on-cash performance is your primary filter, 503 Kite Rd, Swainsboro, GA, 30401 in Swainsboro deserves attention. This $219,034 property earns $2,756/mo in rent, a 15.1% gross yield, and nets $1,296/mo after the $985/mo payment. DSCR 2.80 makes it one of the cleaner DSCR underwriting candidates Ziffy Mortgage sees in this market. Five-year appreciation of $60,515 compounds alongside $2,017/yr in yearly equity build, for a total cumulative return of $166,893.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.1% | 6.0% |
| Monthly Cash Flow | $1,296 | $300 |
City averages based on Swainsboro market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,756 |
| Total Monthly Debt Service | $1,373 |
| DSCR Ratio | 2.01x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1953
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1953
1.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30401, Swainsboro, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,877 (100%) |
| Owner Occupied HU | 3,036 (51.7%) |
| Renter Occupied HU | 2,168 (36.9%) |
| Vacant Housing Units | 673 (11.5%) |
| Median Home Value | $116,715 |
| Average Home Value | $172,922 |
Housing Distribution
Address Breakdown
Residential
5,299
Single Family
5,230
Multi-Family
69
Businesses
725
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A