455 W College AveWadleyGA30477
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 455 W College Ave, Wadley, GA, 30477 in Wadley hard to pass up. The 12.95% gross yield on a $189,900 purchase results in $2,050/mo in rent and $825/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.40). Annual cash flow of $9,894, five-year appreciation of $52,466, and $1,749/yr in equity build-up combine for a projected total cumulative return of $125,334.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13% | 7.0% |
| Monthly Cash Flow | $825 | $500 |
City averages based on Wadley market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,050 |
| Total Monthly Debt Service | $1,150 |
| DSCR Ratio | 1.78x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1985
1.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30477, Wadley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,256 (100%) |
| Owner Occupied HU | 720 (57.3%) |
| Renter Occupied HU | 338 (26.9%) |
| Vacant Housing Units | 198 (15.8%) |
| Median Home Value | $77,054 |
| Average Home Value | $143,528 |
Housing Distribution
Address Breakdown
Residential
626
Single Family
608
Multi-Family
18
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1985
1.61 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30477, Wadley, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,256 (100%) |
| Owner Occupied HU | 720 (57.3%) |
| Renter Occupied HU | 338 (26.9%) |
| Vacant Housing Units | 198 (15.8%) |
| Median Home Value | $77,054 |
| Average Home Value | $143,528 |
Housing Distribution
Address Breakdown
Residential
626
Single Family
608
Multi-Family
18
Businesses
70
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices