5 7130 Kuhio Highway Feb March #J3-2PrincevilleHI96722
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 5 7130 Kuhio Highway Feb March #J3-2, Princeville, HI, 96722 in Princeville: $1,686/mo in rent, $319/mo in net income, 8.43% gross yield, 1.56 DSCR, all at $240,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $66,308 in appreciation and $2,210/yr in principal paydown projects total cumulative return of $111,042.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.0% |
| Monthly Cash Flow | $319 | $3,000 |
City averages based on Princeville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,686 |
| Total Monthly Debt Service | $1,271 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1969
3.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96722, Princeville, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,565 (100%) |
| Owner Occupied HU | 1,078 (30.2%) |
| Renter Occupied HU | 608 (17.1%) |
| Vacant Housing Units | 1,879 (52.7%) |
| Median Home Value | $1,213,396 |
| Average Home Value | $1,346,563 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,005
Multi-Family
255
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1969
3.69 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96722, Princeville, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,565 (100%) |
| Owner Occupied HU | 1,078 (30.2%) |
| Renter Occupied HU | 608 (17.1%) |
| Vacant Housing Units | 1,879 (52.7%) |
| Median Home Value | $1,213,396 |
| Average Home Value | $1,346,563 |
Housing Distribution
Address Breakdown
Residential
1,260
Single Family
1,005
Multi-Family
255
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Donna Rice • Corcoran Pacific Properties
Mls Name: Hawaii Information Service
Mls ID: #722388